Published March 9, 2026

When average mortgage rates trend downward

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Written by Anthony Pezzello

When average mortgage rates trend downward header image.
When average mortgage rates trend downward, it usually prompts homeowners to consider refinancing or sellers to list.
 
The 30-year fixed home loans fell to 5.98% on Feb. 26, plunging to their lowest level in more than three years. Many experts believe that in 2026, the downward trend will continue, including the Realtor.com
® economic research team, which projects mortgage rates to stay near their current rate throughout 2026.
 
 
 
 

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